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Finance Center

at Handy Toyota

866.203.2374

 

Welcome!

Welcome to the

Handy Toyota Finance Center

Handy Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
 

We Make it Easy!

Competive Rates

No Hassel Credit Checks

Flexible Payments

Vehicle Financing

Car financing in St. Albans denotes a means of getting a new car without purchasing it outright with cash. This may entail leasing a vehicle, which means you’ll drive a car for a set period of time and for a limited number of miles and pay only for the depreciation of the vehicle over that time frame. It may also entail taking out a loan to cover the cost of the car, which you will pay over time, typically with added interest. In either situation, you’ll be making monthly payments.

New, Used, & Certified Used Toyota Financing near Plattsburgh, NY

 

Amazing Toyota loans and leasing offers are closer than you think! The finance department at Handy Toyota has skilled professionals on staff to find you incredible deals today. We proudly serve the Plattsburgh, NY, Milton, VT, Swanton, VT, Williston, VT, and South Burlington, VT areas, and want to get you approved for less. Our associates have years of experience and the knowledge to find you the best deals available. Whether you're wanting a new Camry, Sienna, Tundra, or Prius, let us get you on the road in your new Toyota with change to spare. Contact the finance department at Handy Toyota today, and see why so many local customers have made us their trusted new and used Toyota dealer.  

Visit Handy Toyota Today!

 

Get approved for the Toyota you want at Handy Toyota. Whether you're in Plattsburgh, NY, Milton, VT, Swanton, VT, Williston, VT, or South Burlington, VT, visit our finance department today. We value customer satisfaction and will work to make your next finance experience a pleasure. Our conveniently located dealership has extended hours and associates here to assist you with your purchase. Make the short drive over to Handy Toyota today!

Frequently Asked Questions

 

 

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

 

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

 

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

 

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.