Toyota Business Solutions - Finance and Lease Options

Toyota Business Solutions at Handy Toyota of St. Albans, VT
New Toyota Vehicle Purchase, Finance, and Lease Options for Businesses

Now that you've had a moment to look over the requirements to be considered for a vehicle credit line (VCL) through Handy Toyota and Toyota Financial Services (TFS), please take some time to scan the different options available at approval.  At any time please use the navigation link to the right to contact the financial department, come see us at 39 S. Main St., St. Albans, VT, or simply call us toll free at 888-352-5749.  Whichever method you choose will result in a speedy response and in no time you'll be driving home the new Toyota car, truck, or SUV that fits your company perfectly.




Toyota finance and lease options for qualifying
Toyota Business Solutions customers and businesses in the Burlington, VT area

Option 1 - Closed End Lease Plan

  • Allows you to operate a new Toyota vehicle without the full cost of ownership
  • Gives you the option to purchase the Toyota vehicle at the end of the lease term or during the lease term
  • You are only responsible for excess mileage and excess wear and use charges at the end of the Toyota vehicle's lease term if you have satisfied your payment obligations therein
  • If the Toyota lease is terminated early other conditions will apply

Option 2 - Open End Lease Plan

  • Commercial open and lease with a Terminal Rntal Adjustment Clause (TRAC)
  • Toyota vehicles can be customized with specialty equipment and paint jobs
  • At the end of the Toyota lease term, your options are:  (1) Purchase of the Toyota vehicle at the agreed upon TRAC value, or (2) Toyota Financial Services can sell the Toyota vehicle, and if the net sale is over the TRAC value you get the surplus and if the net is under TRAC value you will pay the surplus*

Option 3 - Retail Finance Plan

  • Includes attractive rates and flexible terms
  • Enjoy the benefits of full ownership of your new Toyota vehicle from the first day

Option 4 - Preferred Option Finance Plan (balloon)

  • Available in limited areas, please contact or call for details
  • Vehicle title is retained
  • End of term options are flexible (dependent on state buy laws and buyer qualifications)



More new Toyota vehicle purchase and Toyota lease options
For qualifying Toyota Business Solutions customers at Handy Toyota of St. Albans, VT

Consolidated Billing Statements

  • Available upon request for business customers with multiple financed vehicles
  • All monthly invoices are consolidated into a single statement with summary details on individual accounts
  • Allows remittance of one payment covering all accounts

Vehicle Credit Lines (VCLs)

  • Pre-qualified VCLs for any of the business solutions finance options
  • Allows the future planning of acquisitions
  • No need to go through credit approval process for each additional financed vehicle
  • Exclusive towards acquisition of vehicles on pre-published TFS lease or finance contracts
  • Pre-qualified VCLs are subject to additional terms and conditions; contact for more information

Master Agreements

  • One master agreement signed allows additional vehicles to be financed or leased and are then handled by7 a supplemental schedule; only one master agreement needs to be signed
  • Allows for variable delivery dates
  • Available on Closed End Leases, Open End Leases, and Retail Finance Plans

Vehicle Protection Products

  • Pre-paid maintenance is a convenient and affordable way for you to maintain your vehicle according to the manufactures recommended maintenance schedule**
  • Guaranteed Auto Protection (GAP Insurance) protects your business from unexpected financial obligations such as theft, accident, fire, etc.
  • Vehicle Service Agreements supplement your vehicles warranty on covered components
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