Handy Toyota in St. Albans | Part of the Handy Family of Dealerships of Vermont

Thank you for your interest in
Toyota Business Solutions at Handy Toyota
Your St. Albans, Vermont destination for new Toyota Vehicles

Now that you've had a moment to look over the requirements to be considered for a Vehicle Credit Line (VCL) through Handy Toyota and Toyota Financial Services (TFS), please take some time to scan our different options if you get approved. At any time, please use the navigation link to the right to contact the Financial Department directly or use the contact form at the bottom of the page and send us a message, or just click here. Either way we will respond to you as soon as possible and in no time you'll be driving home the new Toyota car, truck, or SUV of your dreams.

Finance and Lease Options

Closed End Lease Plan

Allows you to operate a new Toyota vehicle without the full cost of ownership
Gives you the option to purchase the Toyota vehicle at the end of the lease term or during the lease term
You are only responsible for excess mileage and excess wear and use charges at the end of the Toyota vehicle's lease term if you have satisfied your payment obligations therein
If the Toyota lease is terminated early other conditions will apply

Open End Lease Plan

Commercial open and lease with a Terminal Rntal Adjustment Clause (TRAC)
Toyota vehicles can be customized with specialty equipment and paint jobs
At the end of the Toyota lease term, your options are: (1) Purchase of the Toyota vehicle at the agreed upon TRAC value, or (2) Toyota Financial Services can sell the Toyota vehicle, and if the net sale is over the TRAC value you get the surplus and if the net is under TRAC value you will pay the surplus*

Retail Finance Plan

Includes attractive rates and flexible terms
Enjoy the benefits of full ownership of your new Toyota vehicle from the first day

Preferred Option Finance Plan (balloon)

Available in limited areas, please contact or call for details
Vehicle title is retained
And of term options are flexible (dependent on state buy laws and buyer qualifications)

Customized Solutions

Consolidated Billing Statements

Available upon request for business customers with multiple financed vehicles
All monthly invoices are consolidated into a single statement with summary details on individual accounts
Allows remittance of one payment covering all accounts

Vehicle Credit Lines (VCLs)

Pre-qualified VCLs for any of the business solutions finance options
Allows the future planning of acquisitions
No need to go through credit approval process for each additional financed vehicle
Exclusive towards acquisition of vehicles on pre-published TFS lease or finance contracts
Pre-qualified VCLs are subject to additional terms and conditions; contact for more information

Master Agreements

One master agreement signed allows additional vehicles to be financed or leased and are then handled by7 a supplemental schedule; only one master agreement needs to be signed
Allows for variable delivery dates
Available on Closed End Leases, Open End Leases, and Retail Finance Plans

Vehicle Protection Products

Pre-paid maintenance is a convenient and affordable way for you to maintain your vehicle according to the manufactures recommended maintenance schedule
Guaranteed Auto Protection (GAP Insurance) protects your business from unexpected financial obligations such as theft, accident, fire, etc.
Vehicle Service Agreements supplement your vehicles warranty on covered components

Do any of these options sound like they would fit your business? If so, please fill out the form below, or call us at Handy Toyota today. Or just stop into our showroom and discuss your options with our Financial Department, and you and your business can be driving our excellent line of fuel efficient, low cost of ownership, and high residual value vehicles soon. Thank you again for your interest!

*Please note, projected end of term TRAC value is established at lease inception based on the vehicles usage.

Handy Toyota

Sales: 888-352-5749

Toyota Business Solutions - Finance and Lease Options

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