Finance and Car Loan Information
A Complete List of Banks and Lenders
Are you curious as to how Handy Toyota of St. Albans, VT is able to get you the car loan in VT of your dreams so easily? The answer is simple - it's all thanks to our great reputation as a customer satisfaction-driven Toyota dealer in Vermont and this group of banks and lenders with whom that reputation is well known!
Below, we have compiled a list of the lenders we use most for Toyota car loans in VT to help you in your search for the perfect new Toyota vehicle or used car in St. Albans or northern VT. If you are looking to find out what kind of financing or lease rate you can get, try our secure online financing application to find out quickly. For more information on financing or any other topic, use the contact form at the bottom of this page or call finance manager Sam Farrar directly at (802) 528-2227 extension 27 today.
Handy Toyota's car loan partners in VT
Our preferred lenders and auto loan banks
 Toyota Financial Services (TFS) As the in-house lender for Toyota Motors USA (and in fact a separate entity of Toyota Motors USA), Toyota Financial Services is one of our preferred lenders. Not only do we and therefore our customers do a lot of business with TFS, they also give customers great offers like Toyota Customer Cash, Lease Cash, Bonus Cash, and so forth. |  Citizens Bank With branches located all over Vermont including right here in St. Albans, Citizens Bank is a great local bank with whom to do business. Great rates, low hassle, and a friendly attitude are all parts of the Citizens bank mentality. The Citizens Bank motto is good banking is good citizenship* and it's something we know they believe. |
 Wells Fargo Dealer Services As you may or may not be aware, Handy Toyota of St. Albans, VT became a part of this family when we installed the new Warranty Solutions vehicle service contracts, which itself is a part of Wells Fargo. Where you customers are concerned, Wells Fargo was one of the very few banks with enough capital to not take a dime of government bailout money during the recession. |  Capital One Auto Finance Capital One is another large banking group, and to a customer like yourself that equates to flexibility and a strong likelihood that on approved credit you will get the new or used car loan of your dreams. As a qualified buyer Capital One Auto Finance also boasts the ability to shop as if you were a cash buyer, giving you the confidence you need to walk out with the new car you always wanted. |
 Ally Bank Ally Bank is such an integral part at the Handy Family of Dealerships that they actually finance new Toyota vehicles, used cars, and, at our sister store Handy Chevrolet, new Chevy vehicles. Further, in 2010 Ally Financial/Ally Bank took over for General Motors' previous captive finance company, GMAC. Check out our Ally Bank page. |  Vermont State Employees Federal Credit Union We know what you're thinking: I'm not a VT employee, can I use VSECU? As VSECU will tell you themselves, while the "E" originally meant VT State Employees - as the name implies - they have now opened their doors to everyone, and the "E" means just that. If you live or work in Vermont, this is the bank and/or car loan lender for you! |
 Vermont Federal Credit Union Considered by some to be the height of Vermont banks and with a convenient location right on Main St. in St. Albans, VT, the VT Federal Credit Union is known for getting folks great financing rates, lease payments they want, and they do this with a smile. Best of all as a cooperative they are owned by their customers - if you bank at VFCU, you own a piece of the pie. |  North Country Federal Credit Union With dozens of locations across northern Vermont, the North Country Federal Credit Union will help you get in the new Toyota vehicle or used car of your dreams. Holding onto the "buy Vermont first" or buy local ideology, this is a local bank for and owned by local people. As with VFCU, as a credit union you can rest assured that your car loan comes from a place you belong to. |